When planning to retire, we
always focus on the financial aspect of retiring and less about health and well-being.
But the latter is as important and should be considered carefully. Financial
planning will help to make sure that you are able to enjoy retirement
comfortably and even if it is on a budget, you need to feel happy as it is one
of the biggest changes in lifestyle after getting married or having children. Since
a slower pace of life can lead to feeling down, or even depressed in certain
cases, it is the right time to consider physical activities. They will help to
fill your day and can consist of walking, swimming or gardening. Physical
activities don’t need to be strenuous. These activities will have a positive impact
on your mind and body by improving strength and balance, which results in fewer
injuries and falls. And even better if those activities can be enjoyed with
friends and family!
Now is the time to spend more time with
children and grand children. Cycling, walking and even swimming can be enjoyed
at all ages and are accessible to anybody. Another positive of being retired is
that you can enjoy going to your health club during the day, avoiding the
crowds and peak times. Healthy eating is also very important and it is possible
to eat healthily even on a tight budget. You now have more time for cooking at
home and this is a lot less expensive than dining out or buying ready-meals. When
going to the restaurant, try to choose healthier options and reduce treats and
sweets if possible, but of course enjoy indulgence every now and again too –
it’s all about balance.
If you have a garden, why not add a veggie
patch to provide you with vegetables and fruits throughout the year. Tending to
a veggie garden is an activity laden with benefits and most of all, it will
bring a sense of achievement.
Whether you decide to stay at home or go to a retirement home, it is important to keep the above in mind. A lot of retirement villages
such as the ones owned by the Pembury Lifestyle Group, are making a point of
offering various activities like walking, crafts, trips to the shopping centres
or bingo afternoons, to keep their resident healthy and socially active. Considering
your finances, health and well-being carefully, and enjoy planning for the
golden years of your life!